Still dropping those unwanted pounds?
Can the same be said about your finances? Now is the ideal time to refresh your finances and get the rewards you deserve.
This year 65%* of Brits plan to save the same or more than in 2013, so it's only right that the American Express® Nectar Credit Card helps inspire you to get savvy with your shopping. We've teamed up with financial agony aunt, Annie Shaw, for advice on how to get fitter financially this Spring and see what we can learn from different types of shoppers who use rewards.
Savvy Shoppers always think about where they shop to make sure they earn rewards and points. No rewards means "no thank you" for these canny consumers. Make sure you do your research before going shopping...
Budget Boosters use rewards and offers to help pay for daily necessities and research shows that nearly half of shoppers fall into this category. They gain points from regular spending and redeem them when they feel a financial pinch or need a little extra for holidays, birthdays and Christmas. To be a Budget Booster, use your rewards wisely and only redeem when you really need them.
Tempting Treaters love spoiling themselves and others when it comes to the money they spend and the rewards they earn. Almost a third of consumers will spoil themselves with treats for themselves this year, and 33% plan to share their rewards by redeeming them towards presents for others. Spend Nectar points and enjoy treats for yourself, your family or friends.
Team Players don't fly solo when it comes to getting more – they join forces with their partner to pool rewards earning power so they can enjoy something special together. Supplementary credit and loyalty cards can be a great way to capitalise on the power of two.
"Whether you're already a 'Budget Booster' or a 'Team Player', there's always more you can do to make the most of your everyday spending. With 60% of people collecting loyalty or rewards points, or taking advantage of offers regularly, we hope our tips give you some food for thought and motivation to get that financial spring clean underway."
To boost your Nectar points balance now why not apply for the American Express® Nectar Credit Card and, if approved, receive a welcome offer of 20,000 Nectar points when you spend and charge £2,000 within the first 3 months – worth £100 to spend with Nectar rewards partners.